(A) Alter the directory and margin used according to the plan should your brand new directory no longer is offered, the newest substitute for list possess historic motion dramatically similar to that of the original directory, while the substitute for index and you may margin would have led to an enthusiastic annual percentage rate substantially just like the price in place at the enough time the first directory became not available. In case the substitute for directory are newly depending which does not have speed records, it could be made use of if it while the substitute for margin will build an apr significantly much like the price in the perception if the fresh directory turned not available; or
